Home and DASK Insurance
Home insurance is a type of insurance that protects your home against potential risks. It covers financial losses to your home and its contents in the event of fire, theft, flooding,
earthquakes and similar risks. Home insurance provides an important safeguard for
homeowners and alleviates the financial burden of potential damage.
What is DASK (Compulsory Earthquake Insurance)?
DASK is a compulsory insurance policy for all homes in Turkey. It covers damage caused by
earthquakes and related incidents such as fire, explosions, tsunamis and landslides. DASK
covers material damage and provides the necessary funding for the reconstruction or repair of your home.
Compulsory Earthquake Insurance is required for both existing and newly constructed
buildings.
What are the differences between Home Insurance and DASK?
Whilst home insurance protects your home against various risks, DASK covers only damage
caused by earthquakes and related events. DASK is a compulsory form of insurance,
whereas home insurance is optional but offers broader coverage. Home insurance
provides additional protection against risks not covered by DASK and safeguards not only
your home but also the contents within it.
The Benefits of Home Insurance and DASK
Comprehensive Protection: Home insurance protects your home against a wide
range of risks and provides cover not only for earthquakes but also for other risks
such as burglary and fire.Financial Protection: Both home insurance and DASK provide the necessary financial
support to rebuild or repair your home in the event of unforeseen circumstances.Compulsory Insurance: DASK is compulsory for every home in Turkey and
protects your home against earthquakes.Flexibility: You can tailor your home insurance policy to your needs and set the
coverage limits.
Protect Your Home and Your Future
Home insurance and DASK are among the most important steps you can take to safeguard
your home and your future. Both types of insurance minimise financial losses in the event
of unforeseen circumstances and ensure the safety of your home. By considering these
insurance options without delay to protect your home, you can safeguard yourself and
your loved ones against potential risks.
Is home insurance compulsory?
Home insurance is not compulsory, but it is extremely important for protecting your home
against various risks. It covers financial losses resulting from incidents such as fire,
burglary or flooding that may occur in your home.
What does DASK cover?
DASK covers only earthquakes and situations arising from earthquakes, such as fire,
explosion, tsunami and landslides. Other natural disasters or damages fall outside the
scope of DASK, and home insurance must be taken out to cover these.
What does home insurance cover?
Home insurance protects your home and its contents against various risks such as fire,
burglary, flooding, glass breakage and natural disasters. The scope of the policy can be
extended depending on the cover you choose.
Can a property be sold or let without a DASK policy?
No, in Turkey, you cannot sell, rent out, or process electricity and water utility subscriptions
without a DASK policy. As DASK is a compulsory insurance, a valid DASK policy is required
to carry out these transactions.
Can home insurance and DASK policies be taken out at the same time?
Yes, home insurance and DASK policies can be taken out at the same time. A DASK policy
only provides cover against earthquake risk, so you can obtain additional cover for other
risks through home insurance. By combining both policies, you can fully protect your
home.